Our client is a globally recognized highly successful financial services company operating worldwide and being ranked in the upper quartile of the Global 500.

We are currently recruiting on their behalf a Consumer Finance Portfolio Manager, whose main objective will be to optimise profitability for the personal loan products by managing exposure to credit and fraud risk from end to end of the credit life cycle.

Location:    Valencia

Reports to: Chief Risk Officer

Key tasks will include:

■      Improving portfolio performance through identifying and implementing risk processes and controls

■      Taking P&L responsibility for the personal loan portfolio, ensuring that performance is monitored and issues addressed

■      Managing the risk analysts team and assisting  them in the CRP process for both the credit card and personal loan portfolios as well as in the management and development of scoring and credit decision models and processes for the personal loan portfolio

■      Managing  the production of regular and ad hoc reporting within the portfolio

■      Co-ordinating cross-functional project  teams to solve problems and achieve performance improvements

■      Collaborating  with collections / operations department in the development and execution of underwriting and collections strategies for the personal loan portfolio, including fraud management

■      Working closely with other business within the group as well as with and external businesses to progress risk management issues

■      Leading the risk input into the development of the personal loan portfolio, including organic growth activity, new products and distribution channels

■      Support a risk analyst in the personal loan reserving process

Desired qualifications and skills:

■         Track record of successes in risk / portfolio management gained in consumer finance sector

■         Experience of managing of analysis (e.g. product profitability analysis, financial analysis)

■         Management of project teams

■         Undertaken projects in banking, consumer finance or insurance

■         Strong facilitation, negotiation and presentation skills.

■         Excellent people management and development skills

■         Fluent English, knowledge of Spanish would be advantageous but is not a must

Successful candidates will be working for a great employer offering every support and excellent career development prospects within the group and in particular the possibility to be promoted to CRO in 2 or 3 years. Also an attractive salary is offered as well as corporate benefits and support with relocation to Spain.

Candidates interested in the role and meeting the above criteria should e-mail their CV and cover letter to:

Andrew San Juan at jobs@tppinternational.eu , ref. ASJ-22492